Accepted Forms of Payment

 

1. Payment is expected when services are rendered. In order to focus on our patients’ needs, customer service and minimizing costs, we do not bill.

2. Accept forms of payment are debit cards, credit cards (Visa, Mastercard, and Discover only) checks and cash. All cards must be signed by the owner of the card.

 

Alternative Accepted Forms of Payment

When unexpected illness strikes a pet, unexpected expense strikes as well. Grand Central Veterinary Hospital understands this and is able to make some special arrangements through the CareCredit program. It takes just 5 minutes to complete an application and will allow you to break down your payment into 6 monthly installments. You can either apply at our hospital, where we’ll call in your application over the phone for immediate approval, or apply yourself online at: www.carecredit.com

  • Highlights of the CareCredit program:
  • Low Monthly Payments (3% of the Total Balance)
  • Interest Free For 6 Months
  • Determine Approval in a Few Minutes
  • No Annual Fee

4. Another form of payment we accept is Scratchpay. This offers simple and affordable payment plans for veterinary bills. Checking your rate does not affect your credit, only takes a couple of minutes and can be done from your smartphone, tablet or computer.

For more information about Scratchpay and to check your rate, click here: www.scratchpay.com

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About Pet Insurance

Pet insurance pays, partly or in total, for veterinary treatment of the insured person’s ill or injured pet. Some policies will pay out when the pet dies, or if it is lost or stolen.

As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pet’s health care and standard of living than previously, the market for pet insurance has increased.

Pet insurance companies are beginning to offer the pet owner more of an ability to customize their coverage by allowing them to choose their own level of deductible or co-insurance. This allows the pet owner to control their monthly premium and choose the level of coverage that suits them the best.

Grand Central Veterinary Hospital does not accept “pet insurance” directly as a form of payment. It is your responsibility to provide payment for service upon completion of your visit. We will help you fill out the needed forms and you then submit these forms to your pet insurance provider for reimbursement according to your coverage. Grand Central Veterinary Hospital is NOT a pet insurance provider.

Some of the differences in insurance coverage are:

  • Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts or diabetes) are covered;

  • How the reimbursement is calculated (based on the actual vet bill, a benefit schedule or usual and customary rates);

  • Whether the deductible is on a per-incident or an annual basis;

  • Whether there are any limits or caps applied (per incident, per year, age or over the pet’s lifetime); and

  • Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the
    next year.

Source: Pet Insurance

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